Everything you need for low volume spending
Use this low to no cost simplified checking account to manage cash more effectively and securely.
Benefits You’ll Love
- No minimum deposit to open
- Get 50 free checks written per month
- Deposit up to 50 items per month at no charge
- Access free digital banking features to manage money more easily
- Simplified checking solution
- 50 free checks written per month; 10¢ fee per check written thereafter
- 50 free deposit items per month; 10¢ fee per deposit item thereafter
- Avoid the fees by signing up for eStatements
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free Visa® debit card
- No minimum deposit to open
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
CD Rates 8/27/2024
| Term | Balance to Earn APY | Interest Rate | APY |
|---|---|---|---|
|
15 Month Special^ |
$10,000+ | 4.17% | 4.24% |
| 1 Month | $2,500+ | 1.00% | 1.00% |
| 3 Months | $2,500+ | 1.15% | 1.15% |
| 6 Months | $2,500 - $34,999.99 | 1.40% | 1.41% |
| 6 Months | $35,000+ | 1.50% | 1.51% |
| 12 Months | $250 - $9,999.99 | 3.20% | 3.24% |
| 12 Months | $10,000 - $34,999.99 | 3.40% | 3.44% |
| 12 Months | $35,000+ | 4.55% | 4.63% |
| 24 Months | $250 - $9,999.99 | 3.55% | 3.60% |
| 24 Months | $10,000 - $34,999.99 | 3.65% | 3.70% |
| 24 Months | $35,000+ | 4.00% | 4.06% |
| 36 Months | $250 - $9,999.99 | 3.55% | 3.60% |
| 36 Months | $10,000 - $34,999.99 | 3.65% | 3.70% |
| 36 Months | $35,000+ | 3.75% | 3.80% |
| 48 Months | $250 - $9,999.99 | 2.80% | 2.83% |
| 48 Months | $10,000 - $34,999.99 | 2.90% | 2.93% |
| 48 Months | $35,000+ | 3.00% | 3.03% |
| 60 Months | $250 - $9,999.99 | 3.00% | 3.03% |
| 60 Months | $10,000 - $34,999.99 | 3.10% | 3.14% |
| 60 Months | $35,000+ | 3.20% | 3.24% |
Certificates of Deposit (CDs)
| Term | Balance to Earn APY | Interest Rate | APY |
|---|---|---|---|
| 1 Month | $2,500+ | 1.00% | 1.00% |
| 3 Months | $2,500+ | 1.15% | 1.15% |
| 6 Months | $2,500 - $34,999.99 | 1.40% | 1.41% |
| 6 Months | $35,000+ | 1.50% | 1.51% |
| 12 Months | $250 - $9,999.99 | 3.20% | 3.24% |
| 12 Months | $10,000 - $34,999.99 | 3.40% | 3.44% |
| 12 Months | $35,000+ | 4.10% | 4.16% |
| 24 Months | $250 - $9,999.99 | 3.30% | 3.34% |
| 24 Months | $10,000 - $34,999.99 | 3.40% | 3.44% |
| 24 Months | $35,000+ | 3.50% | 3.55% |
| 36 Months | $250 - $9,999.99 | 3.30% | 3.34% |
| 36 Months | $10,000 - $34,999.99 | 3.40% | 3.44% |
| 36 Months | $35,000+ | 3.50% | 3.55% |
| 48 Months | $250 - $9,999.99 | 2.80% | 2.83% |
| 48 Months | $10,000 - $34,999.99 | 2.90% | 2.93% |
| 48 Months | $35,000+ | 3.00% | 3.03% |
| 60 Months | $250 - $9,999.99 | 3.00% | 3.03% |
| 60 Months | $10,000 - $34,999.99 | 3.10% | 3.14% |
| 60 Months | $35,000+ | 3.20% | 3.24% |
1 month & 3 month certificate terms compound at maturity; all other certificate terms compound quarterly. The interest compounding method we use is the same as the crediting frequency. Other crediting frequencies may be available upon request. For all certificate terms 6 months or less the minimum required opening deposit is $2,500; all other certificate terms have a minimum required opening deposit of $250. Special rates on $100,000.00 and over may be available upon request. A penalty may be imposed for early withdrawal. You may request further information concerning early withdrawal penalties, fees and terms applicable to the advertised accounts. The annual percentage yield is accurate as of effective date listed. Rates and fees may change without notice.
Express Checking with Interest
| Minimum Required Opening Deposit | Balance Required to Earn APY | Interest Rate | APY |
|---|---|---|---|
| $1,000 | $0 - $999.99 | 0.00% | 0.00% |
| $1,000 | $1,000 - $7,499.99 | 0.15% | 0.00% to 0.13% |
| $1,000 | $7,500 - $49,999.99 | 0.25% | 0.13% to 0.23% |
| $1,000 | $50,000 - $99,999.99 | 0.35% | 0.23% to 0.29% |
| $1,000 | $100,000 - $249,999.99 | 0.45% | 0.29% to 0.39% |
| $1,000 | $250,000+ | 0.50% | 0.39% to 0.50% |
Kasasa Cash*
| Minimum Required Opening Deposit | Balance Required to Earn APY | Interest Rate | APY |
|---|---|---|---|
| $25 | $0 - $25,000 | 4.89% | 5.00% |
| $25 | $25,000.01+ | 0.50% | 5.00% to 1.40% |
| $25 | Qualifications not met | 0.01% | 0.01% |
Qualifications
Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 10 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Be enrolled and log into online banking
- Have at least 1 direct deposit or automatic payment (ACH) post and settle
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
Kasasa Saver*
| Minimum Required Opening Deposit | Balance Required to Earn APY | Interest Rate | APY |
|---|---|---|---|
| $25 | $0 - $25,000 | 1.00% | 1.00% |
| $25 | $25,000.01+ | 0.50% | 1.00% to 0.60% |
| $25 | Qualifications not met | 0.01% | 0.01% |
Qualifications
Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too.
It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.
Money Market Checking
| Minimum Required Opening Deposit | Balance Required to Earn APY | Interest Rate | APY |
|---|---|---|---|
| $1,000 | $0 - $2,499.99 | 0.00% | 0.00% |
| $1,000 | $2,500 -$9,999.99 | 0.20% | 0.20% |
| $1,000 | $10,000 - $24,999.99 | 0.30% | 0.30% |
| $1,000 | $25,000 - $49,999.99 | 0.40% | 0.40% |
| $1,000 | $50,000 - $99,999.99 | 0.50% | 0.50% |
| $1,000 | $100,000+ | 0.60% | 0.60% |
Peoples Preferred Savings
| Minimum Required Opening Deposit | Balance Required to Earn APY | Interest Rate | APY |
|---|---|---|---|
| $1,000 | $0 - $999.99 | 0.00% | 0.00% |
| $1,000 | $1,000 - $7,499.99 | 0.50% | 0.50% |
| $1,000 | $7,500 - $49,999.99 | 0.90% | 0.90% |
| $1,000 | $50,000 - $99,999.99 | 1.20% | 1.21% |
| $1,000 | $100,000 - $199,999.99 | 1.75% | 1.75% |
| $1,000 | $200,000 - $499,999.99 | 2.00% | 2.02% |
| $1,000 | $500,000 - $999,999.99 | 2.75% | 2.79% |
| $1,000 | $1,000,000 - $4,999,999.99 | 3.65% | 3.71% |
| $1,000 | $5,000,000+ | 3.95% | 4.02% |
Savings Accounts
| Account | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| Regular Savings | $25 | 0.65% | 0.65% |
| Minor Savings | $0 | 0.65% | 0.65% |
| IRA Savings | $25 | 1.65% | 1.66% |
| HSA Savings ($0 - $19,999.99) | $25 | 1.30% | 1.31% |
| HSA Savings ($20,000+) | $25 | 1.65% | 1.66% |
